Friday, November 30, 2012

Where to Invest My Money - Don't Give Yourself Option Anxiety

One of the questions I hear every single day is "Where should I invest my money"? When you are just beginning your investment journey this is a very important question as it is vital that you get off to a good start. Too many people have one bad experience with investing and then turn their back on it for the rest of their lives. When you are learning where to invest your money the most common problem is that you have too many options.
I like to call this problem 'Option Anxiety"
The definition of option anxiety is when you have so many options to choose from that you start getting anxious about which one you are going to choose. Pretty soon you are incredibly stressed about which option you are going to take. All of the options start to look pretty good but you just can't make up your mind. In the end you decide that all these options are simple too stressful and its much easier to do nothing. Does this sound familiar? It really is quite a bizarre thing but I'm sure everybody has experienced it at some stage.
When I first began my investing career I used to always get option anxiety when deciding where to invest my money. Should I invest my money in the stock market, should I invest my money in real estate, should invest my money in the bank - quite simply WHERE should I invest my money.
If you too suffer from option anxiety then don't worry, it is an easy problem to solve. There are two main reasons why most people get anxious when they are investing their money for the first time.
1. The most obvious reason is because they have worked extremely hard for their money and they don't want to loose it. This is a very natural emotion as nobody likes losing money. If you come from a family that didn't encourage investing then deciding that you want to invest can be an incredibly big accomplishment in itself.
2. When we are doing things that we don't really understand we get scared. This is totally normal and in fact a very sensible thing to feel. If humans didn't get a little bit scared when we were doing foreign things then we might get ourselves into a lot of trouble very quickly. In saying this it is very important that we don't let this natural fear hold us back form doing anything.
So how did I overcome these problems and decide where to invest my money. I picked an investment strategy that I was comfortable with and then I built up my knowledge and got some expert advice. Pretty soon after that I was addicted to investing. So you are probably asking "how can I learn where to invest my money".
Well the first thing to do is to decide which kind of investment you think you are most suited to. The obvious two choices are Property & Shares. As a general rule you will need more money to get into the property market (although this is not always the case) so it is often a good idea to start with the stock market. Once you have decided what option you would like to take I recommend that you start building your knowledge in that area and then once you have a general idea of what you want to achieve you can start looking for an expert to help you even further.
Don't feel like you need to do everything on your own. Deciding where to invest your money is a very big choice so there is no harm in asking other people for help. If you wanted to become a dentist I don't think you would assume that you could learn how to do it without getting an education from somewhere, would you? So what are you waiting for? There are thousands of free investment resources on the internet all you need to do is to find them, use them and then in turn you will begin to break down your fear of investing. Remember to become successful you need to grow and develop and the best way to do this is to increase your knowledge.

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Saturday, November 24, 2012

Meet The Angels!

Sylvia Barata, Owner/President, Enrolled Agent
Sylvia started her tax career with the Internal Revenue Service. While there she answered tax questions, instructed IRS employees, monitored the toll-free line for accuracy, supervised, and made public appearances as the Media Relations tax expert. She was recognized for her expertise with many awards, including "Federal Employee of the Year." After 10 years, she decided to open her own company, Affordable Tax Service, and in 1985 became an Enrolled Agent. For nearly 35 years Sylvia has been preparing both individual and business tax returns. With her extensive knowledge, Sylvia often assists clients with personal finance planning customized to their needs. She is also trained in the special rules for clergy, people with disabilities, foreign tax issues, and small business needs. Sylvia is dedicated to bringing her clients the best service available. She and her staff of Tax Angels work diligently to help clients reach their goals.
Anne Arms, Enrolled Agent
Anne has been a tax preparer for over 30 years. She brought her considerable skills to the ATS team in 2001. She began her career as a tax preparer, office supervisor, and course instructor for a well-known national tax franchise, then worked as a tax preparer for a private firm before joining ATS. She is also an Enrolled Agent and is very active in the California Society of Enrolled Agents where she served two years as Secretary and now chairs the Education Committee. She served the North Bay Chapter of Enrolled Agents as President in 2002-2003. And she was also the Charter President of the newly formed Solano-Napa Chapter in 2006-2007. Her specialty here at ATS is preparing returns for individuals and fiduciary returns for estates and trusts.
Rudy Ramirez, CT Tech, California Tax Preparer
Deborah Wilson, Client Relations Specialist
Deborah joined ATS in January, 2008. She earned her "ANGEL" wings by providing professional support, and outstanding service to ATS employees, clients and prospective clients. With Deborah, you are guaranteed enthusiastic support and friendly service with a smile.
Mitzi Martinsen, "Girl Friday"
Mitzi first came to ATS as receptionist in 1994 while still in high school. She provided friendly service to ATS clients for two tax seasons, after which she sprouted her wings and left for a life of change and growth. Fifteen years later Mitzi returned to ATS in January 2010 to earn her angel wings as the newest staff member and proudly takes on the title of "Girl Friday." She buzzes around the office providing backup support and assistance to all ATS staff and clients. Her spunk and bubbly personality keeps ATS always smiling.

Wednesday, November 21, 2012

Intuit QuickBooks Point of Sale 2013 Overview

Know more and do more with QuickBooks Point of Sale 2013. Put the sales, inventory and customer information you need to run your retail store at your fingertips.

Thursday, November 15, 2012

Monday, November 12, 2012

Selling Your Home

Find out what you need to know tax-wise if you sell your home. For more information, read Publication 523 on

Friday, November 9, 2012

Tuesday, November 6, 2012

Haven't Filed a Tax Return in Years?

If you haven't filed a tax return in the past few years, find out how you can get all caught up with your taxes.

Saturday, November 3, 2012

Preparing for Disasters

When disaster strikes, you want to be sure you're prepared. This video has tips for safeguarding important documents in preparation for an emergency.